Pay by Link

Pay by Link lets you charge a shopper without an online checkout. You create the payment through a simple API call, and seQura generates the payment link and delivers it directly to the shopper by SMS or email — or hands it back to you (no_op channel) so you can share it through your own means. It is ideal for phone sales, in-store assisted sales, or any flow where the shopper is not in front of your website.

How it works

1. You create the payment — a single POST request with the amount, the delivery channel (sms or email) and the shopper's contact details.
2. seQura delivers the link — the payment link is sent straight to the shopper through the chosen channel. With the no_op channel, nothing is sent: the link is returned in the response so you deliver it yourself.
3. The shopper completes the payment — they open the link and go through seQura's payment flow.
4. You get the result — seQura notifies your webhook, and you can also poll the payment status at any time with a GET request.

In this section

• Send Payment Links by SMS or Email: Full API guide — authentication, creating payments, checking their status, result webhooks and error handling.